Loan Officer Tools · Monthly Budget
Monthly Payment Buying Power
Start with the all-in payment a borrower says they can afford. LoanSide estimates the purchase price, monthly payment components, and the cash they may need to bring to closing.
Build the estimate
Use current loan terms and local estimates. Every figure remains editable for the conversation in front of you.
Borrower budget
Includes principal, interest, taxes, insurance, mortgage insurance, and HOA.
Financing assumptions
Property and closing estimates
Choose a state to apply a state-level property-tax starting point. County and parcel figures can differ materially.
Replace this with a local lender or title-company estimate whenever available.
A simple initial-escrow estimate; actual prepaids vary by closing date, location, lender, and program.
Estimated buying power
Review the monthly payment and the upfront cash estimate side by side.
Enter the monthly budget and financing assumptions, then select Estimate buying power.