Loan Officer Tools

Structure the conversation, not just the payment.

Fast mortgage sales tools built into LoanSide. Loan officers control the assumptions, LoanSide handles the calculations, and the results help explain financing options clearly to borrowers and Realtors.

Phase 1 tools use client-side calculations and no paid data APIs.

Choose the borrower conversation in front of you.

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Monthly Payment Buying Power

Start with an all-in monthly budget, then estimate buying power, payment components, down payment, closing costs, and initial escrow.

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Available

Affordability / Buying Power

Estimate a purchase-price range from income, liabilities, target DTI, rate, taxes, insurance, HOA, and mortgage insurance.

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Available

Pre-Approval

Create and manage borrower pre-approval information from your Loan Officer Tools workspace.

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Available

Home & Loan Comparison

Compare properties side by side, or compare financing strategies on the same property using LoanSide's comparison engine.

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Cash-to-Close Calculator

Estimate borrower funds needed after down payment, closing costs, prepaid items, deposits, credits, and other adjustments.

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Available

Refinance Break-Even

Compare current and proposed mortgage payments, transaction costs, cash-out, and estimated break-even timing.

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R/B
Available

Rent vs. Buy

Compare cumulative rent with estimated ownership costs, principal reduction, appreciation, selling costs, and equity over time.

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Extra Payment / Mortgage Payoff

Illustrate how recurring or one-time principal payments may change the payoff timeline and estimated interest.

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Seller Credit Optimizer

Compare closing-cost coverage, permanent rate buydown, and a 2-1 temporary buydown using pricing entered by the loan officer.

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Realtor Partner Tools

Tools for loan officers to support Realtor partners, promote listings with permission, and manage the partnership. These are not the Realtor-direct tools in the header.

Available

Listing Promotion

Create buyer-first promotion copy while keeping the listing agent credited.

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Available

Open House Partner Kit

Prepare buyer-financing materials and follow-up around a Realtor's open house.

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Available

Realtor Relationship Hub

Keep LO partner contacts, supported listings, and next steps in one private workspace.

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Available

Partner Follow-Up Planner

Keep the next Realtor conversation visible without sending messages automatically.

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