Loan Officer Tools · Cash to Close
Cash-to-Close Calculator
Turn the key closing assumptions into a clear estimate of borrower funds needed. Review the details with the borrower before relying on the figure.
Step 1 of 2
Transaction assumptions
Enter known charges, deposits, and credits. The estimate appears alongside the form.
Build the estimate
Only enter amounts you have confirmed or want to illustrate.
Origination, lender, title, recording, and other entered costs.
For example, prepaid interest and insurance premium.
Estimated Funds Needed
Enter the transaction assumptions, then select Estimate Cash to Close.
Illustration only—not a Loan Estimate, Closing Disclosure, or settlement statement. Credit eligibility and limits vary by program and transaction. Deposits, prorations, escrows, prepaid interest, title charges, transfer taxes, and final adjustments can change. Confirm all figures against the lender and settlement documents before presenting funds needed to close.